I mean, assuming I had some idea of what I had and it wasn't just a case of "Oooh, shiny." But even then, I don't normally wear rings except my wedding and engagement rings. Wearing a plain chunk of gold doesn't really appeal to me, and the Ring is always noted as being heavy. Do not want.
As to invisibility and long life, I do pretty well avoiding people on my own already, and I've seen what even a good very long life looks like at the end. No, thanks. (If I could have any superpower, it would not be invisibility. I'd either want teleportation or the ability to always say the right thing at the right time.)
Realistically speaking, though, I just don't want a whole lot. I do occasionally wish people would just shut up and do what I tell them because god dammit I am right and it would be so much easier my way... but I have already made it a habit to curb those thoughts. For one thing, it would be too much bother having to tell everyone what to do all the time, and for another, free will for everyone plzkthx.
Ring: But you could make them bend to your will!
Me: Yeah, that would be fun for a while, but then I'd want to go do stuff on my own and not deal with people.
Ring: But... but... power!
Me: Whatever, man. I have projects to do. Also, pretty sure mind-slaves give terribly boring, unhelpful reviews.
I dunno, am I overlooking something? It seems to me that all the ring-temptations we've seen have been about "ooh, shiny" (Gollum) or power (Isildur, Galadriel, Boromir, Sam) or... I dunno what you'd call Faramir's. Stature? He wanted to prove himself to Denethor... but not so much that he'd compromise himself, which is why he resisted. Ain't nobody whose opinion I care about enough to damn myself over it, either. Not even Phobos. And I'm pretty sure that's something he likes about me, so there.
If the Ring granted the power of every creative thing you touch automatically being awesome, then we might have a problem, but power over others? Nah, I'd rather just stay home with my cat and write goofy stories, thanks. Maybe I could pawn it off for a year's rent, though, that would be sweet. Or, what about a ring that makes everyone use logic/common sense all the time without me having to force it? That'd be cool. Though I guess I'd miss Not Always Right and the Darwin Awards and stuff.
I doubt if I could do what Frodo did, either, though. Maybe if it looked like I was really the only person for the job, but then it would get me. Like, it would start out being like, "Well, okay, if no one else is gonna say anything... I guess SOMEONE has to...." But then it would be like, "Hey, don't you touch that. You didn't want it before. It's my responsibility now, and no way am I letting you jerks cock it up." And then it would be like, "I have to keep it FOREVER because I'm the ONLY ONE who REALLY CARES about DOING THINGS RIGHT." And then I don't even know. In real life I tend to get fed up and abandon things for months at a time when it gets to that point...?
~Neshomeh, who has a serious lack of ambition.